There are generally two ways to get a mortgage in Canada; from a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
As both a realtor and mortgage broker, I strive to provide my clients with convenient, seemless service to achieve all of their homeownership goals.
With a passion for the real estate industry, I originally became a licensed realtor in 2007. After a few years I decided I wanted to learn the other side of real estate and worked for two of Canada's largest banks, TD Canada Trust and RBC Royal Bank as a mortgage provider. I finally took the plunge and became a licensed mortgage broker so that I would have the opportunity to help my clients on both sides of the transaction.
In one meeting I am able to not only pre-qualify my clients for their mortgage, but also discover exactly what it is they are trying to achieve with their home purchase and identify properties that meet their needs. Rather than going back and forth between their realtor and mortgage professional, my clients are able to take comfort in the fact that all of their needs are handled at once, all of their personal information is given once, and all of the paperwork is handled by one professional.
I am so happy to be able to provide my clients access to a huge variety of lenders with different interest rates and mortgage products to suit their individual needs. Along with all of the real estate information they need to make the most informed decisions for one of the biggest financial transactions of their lives.
On a personal note, almost all of my free time is spent with my amazing family. My wonderful husband, my beautiful 2 year old daughter and our two dogs in our home in Maple Ridge.